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All content provided on the Phil Owen & Co. website is provided without any warranty and the material contained in this website is provided for information only. Neither the provision of such material nor its access by any person shall be deemed to give rise to any commitment or obligation on the part of Phil Owen & Co. Phil Owen & Co. disclaims all warranties and conditions with regard to content, including but not limited to all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement. In no event shall Phil Owen & Co. be liable for any special, indirect, exemplary, or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action including but not limited to contract, negligence or other tortuous actions, arising from or in connection with the use, copying, or display of the content.

Phil Owen & Co. believes the content to be accurate, complete and current. However, Phil Owen & Co. makes no warranty as to the completeness, accuracy or currency of the content. It is the responsibility of the viewer to verify the content before relying on it. The content may include technical inaccuracies or typographical errors. Periodically, changes are made to the content. Phil Owen & Co. may make these changes at any time.

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